Does Target Take Klarna in 2023? (Buy Now Pay Later)

Yes, Target does accept Klarna as of 2023. You can use this payment option online when shopping from the store’s website or mobile application. It is listed as one of the third-party installment plans on Target.

Klarna allows you to split your total order amount into smaller payments. Target allows you to make 4 smaller divisions of the actual price. This method is only available when shopping online from the store. In addition, you might also love to know about Klarna at Walmart.

But that’s not all. Let’s look at everything you need to know about Klarna at Target.

Does Target Take Klarna

How to Use Klarna at Target?

You can use Klarna at Target by downloading the app and selecting it during checkout.

First, you have to set up your account at Klarna. After downloading and installing the app on your mobile phone, you can do so.

Once it is all set up, follow the steps below:

  • Go to the Home screen of your Klarna app.
  • Search for Target.
  • Look for the items you want and add them to your card.
  • Go to the checkout page.
  • Select the “Pay with K” option from the bottom.
  • Split your total bill into 4 smaller payments.

These smaller payments are paid every 2 weeks. It can make almost all items fit into your budget.

Can I Use the Klarna Store Anywhere?

Most major online stores in the US do allow Klarna. You can also use them at some physical retail shops.

The thumb rule is to look for stores that accept prepaid cards. They are highly likely to accept Klarna too. You can explore all the participating retailers on the Klarna mobile application.

Almost all grocery stores and supermarkets support this payment method. You will find it listed under third-party installment plans.

What Benefits Can I Expect From Using Klarna at Target?

Klarnat at Target

Klarna allows you to split the bill into 4 smaller, interest-free payments at Target.

The biggest benefit of using Klarna is that you can break down a huge payment. You will have 4 smaller payments.

You can make them after every 2 weeks. It lets you fit expensive items, like appliances, into your budget.

Another advantage is online shopping. Klarna allows you to buy everything you need from Target from the comfort of your home. You do not have to make a trip to the store.

Does Target Take Klarna for Financing?

No, Target does not allow Klarna for financing. You can only use it as a payment method.

Target is not a financial institution. It does not offer money-related services. You can only use Klarna as a payment method.

Is Using Klarna in Target Good?

Yes, using Klarna at Target can be beneficial. You can buy expensive products by breaking their total amounts into 4 smaller payments.

Klarna is a good way to split your purchase into more affordable amounts. This payment method can help you buy products that will break your budget.

You can divide total pay into 4 sections. The good part is that there is no interest on these payments. So, you will only be paying the original amount.

What Are the Klarna Payment Options?

Klarna allows you to choose a payment plan in 4 installments. You can select the Pay Now option or in 30-day option. It gives you options for card payments and invoices.

Klarna financing has different installment plans. They range from 6, 12, and 24 to 36 months.

However, financing is not available at most grocery stores or checkout. You will find this option at limited authorized retailers.

Check out our following articles to know more about the payment options at Target:


Hopefully, this guide clears all your questions about Klarna at Target. The payment method is available for online shopping at the store’s website and app. You can select it during checkout.

Simply tap on “Pay with K” to confirm payment. Klarna helps you buy items you will find very expensive or out of budget.

That is by breaking a larger amount into smaller divisions. As a result, you can buy all the products you want. Easy, convenient, affordable, and reliable. What more could someone ask for?

Annie Rondeau
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I'm Annie Rondeau, a writer and content creator for QueryBoomer, where I specialize in providing insightful reviews about brands, stores, products, and retailers. Whether you're searching for information on the latest trends, products, or companies, my articles are the go-to resource for accurate and reliable information. I hope you find my content helpful in your quest for information about brands and products.

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