Does Target Take Discover Cards?
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Discover card has become one of the most popular payment options. It is accepted in almost every major store. You will find it listed in grocery stores and supermarkets. Most of them also accept this card online.
People often ask, does Target take Discover card, since it is one of the biggest retail chains. Here’s everything you need to know!
Does Target Take Discover Cards?
Yes, Target does take Discover cards as of 2022. I found it listed among the payment options accepted by the store.
You can use a Discover card during checkout at Target. It can also be used for shopping online from the store.
The payment option is listed under Third-party Credit Cards. Other methods in this category are Visa, American Express, Mastercard, and Novus.
The store also accepts credit cards from foreign banks. Getting back to the main point, you can use your Discover card in all Target stores and online.
Where is Discover Card Not Accepted?
Discover card is still not as widely popular as other credit cards. It is not accepted at most locations of McDonald’s, Costco, Subway, Dairy Queen, Burger King, and Culvers.
Many other stores do not accept the Discover card. You can see it under their accepted payment methods. If the name Discover is not there, they will not allow it.
Generally, the card is not accepted at local restaurants or stores. That’s mainly because they are not as popular as other credit cards like Visa or Mastercard.
What Other Stores Accept Discover Cards?
You can use your Discover card at Kohl’s, Amazon, Nordstrom, Meijer, Walmart, DXL, and Sears.
Many other popular stores accept Discover cards. Some names include:
- Sam’s Club
- T.J. Maxx
- Saks Fifth Avenue
- Neiman Marcus
- BJ’s Wholesale Club
- Bon Ton
- Old Navy
- Urban Outfitters
- Victoria’s Secret
- Men’s Warehouse
- Ross Dress for Less
- The Home Depot
- West Elm
- Bed Bath & Beyond
- True Value
- Crate & Barrel
- Dick’s Sporting Goods
What Payment Types Does Target Accept?
Target accepts a variety of payment methods, including Target RedCard, Third-party debit cards, Third-party credit cards, gift cards, installment plans, PayPal, Apple Pay, and Snab EBT.
Let’s look at all of them in detail. Target RedCard includes Target Debit Card, Credit Card, and Mastercard.
Third-party credit and debit cards include Visa, Discover, Novus, American Express, Target Pcard, and Mastercard.
You can use installment options like Sezzle, Klarna, PayPal, Zip, Affirm, and Afterpay.
Visa, Mastercard, Discover, and American Express gift cards are also accepted. You can opt for Target’s own eGift cards too.
The in-store purchases have more flexible options, including cash, contactless payment options, EBT cards, ATM cards, temporary slips, gift certificates, personal checks, rebate checks, WIC, and campus cash.
Can I Overcharge My Discover Card?
Yes, you can overcharge your Discover card. But it comes with an over-the-limit fee that you have to pay later.
Discover allows you to overpay without a fee. You have to contact the issuer for that. However, it will come with some charges. You can pay them later.
Sometimes, people overpay with a card by mistake. In that case, there’s nothing to worry about. You can contact the Discover support team and explain the issue.
Is There a Daily Spending Limit on Discover Card?
Discover cards come with a daily spending limit like most other credit cards. For the first 30 days, your daily limit is $5,000. After the first month, it shortens down to $2,500.
Discover cards also have withdrawal limits. You can not withdraw more than $510 per day from an ATM.
However, the company can make exceptions. You have to contact your card issuer. They can make the limits more flexible according to your requirements.
To Wrap Up
Hopefully, this guide covers all the information you need about your Discover card. This payment method is accepted by most retailers today.
Most stores that take credit cards will also accept Discover. You can read more about a store’s accepted payment options. It will give you a clearer picture.
Target does accept this payment method. You can use it while shopping in-store as well as online. It works the same as any other credit card. What more could someone ask for?