Does Target Take Afterpay in 2023? How to Use It?

Does Target Take Afterpay

Afterpay has become a widely-accepted payment method. You will find it in almost all modern grocery stores, supermarkets, pharmacy retailers, etc.

When it comes to buying essentials, many people prefer Target. The popular store chain has everything you will need.

Moreover, Target is also welcoming to various payment methods. The convenience factor is quite high. But does Target take Afterpay? Here’s the truth!

Does Target Take Afterpay?

Yes, Target does accept Afterpay as of 2023. You can use it on Target’s online store to buy everything you need.

Afterpay works almost the same way as other payment methods at Target. When shopping online, you have to add it to your payment options.

After that, you can use it during checkout. It is also important to note that Target does not accept Afterpay in-store.

However, if you’re curious about other stores’ Afterpay policies, you might want to check if Lowe’s accepts Afterpay or not.

Afterpay was also available for shopping at Target in-stores when it was first introduced. Today, you can only opt for this payment method online.

And while we’re discussing popular online shopping platforms, you will like to know if Amazon accepts Afterpay.

Can I Use Afterpay at Target in the US?

Yes, Afterpay is accepted at Target in the US. But you can only choose it while shopping online from Target’s e-commerce store.

Afterpay works on both the Target website and mobile application. The process is also quite simple. You can add it to your preferred payment methods and select it during checkout.

If you often shop from other major retailers, you might also be interested to know whether Walmart accepts Afterpay.

Note that Target only allows Afterpay on orders below $1000. At the same time, the minimum amount is $1.

What Forms of Payment Does Target Take?

Target takes almost all payment methods, including gift cards, credit cards, cash, debit cards, Target RedCard, mobile payment applications, EBT, WIC, and PayPal.

Here is a list of payment options that Target takes in stores:

  • Target RedCard
  • Discover
  • Personal checks
  • Gift Certificates
  • Debit/ATM Cards
  • EBT Cards
  • Third-party Credit Cards
  • Target Mastercard
  • Rebate Checks
  • Merchandise Voucher
  • Gift Cards
  • Contactless Payment Methods (Apple Pay, Google Pay, Samsung Pay)
  • Campus Cash
  • WIC
  • Alipay
  • Cash
  • Target Temporary Slips
Target Payment Options

Here is a list of payment options that Target accepts online:

  • Affirm
  • Apple Pay
  • SNAP EBT Cards
  • Third-party gift cards
  • PayPal
  • Klarna
  • Target Gift Cards
  • Target eGift Cards
  • Sezzle
  • Zip
  • Afterpay
  • Target RedCard
  • Third-party Credit Cards
  • Debit Cards

Why is Afterpay Not Working on Target?

There are various reasons your Afterpay might not work on Target.

Your order may exceed $1,000. It is the set limit for Afterpay by Target. Therefore, make sure not to exceed this amount.

Also, Afterpay is only accepted on Target’s mobile application or website. So, it would not work in stores. The payment method also has some terms of service.

For instance, it requires a legal US resident of at least 18 years old. And you should be eligible to own a debit card.

If you continue facing problems, contacting a Target store is the safest bet. They can guide you properly.

What Stores Accept Afterpay in-store?

Country Road, Bing Lee, Mimco, MYER, Fantastic Furniture, Michael Hill, Sephora, Adidas, and BCF are some popular stores that accept Afterpay in-store.

You can view the full list on the Afterpay mobile application or website. It can also help you find nearby stores that accept this payment option.

That said, here are some other names that accept Afterpay in-store:

  • Nike
  • JD Sports
  • Hype DC
  • City Chic
  • Foot Locker
  • Culture Kings
  • Pillow Talk
  • Ally Fashion
  • Kmart
  • Rebel
  • Big W
  • Prouds The Jewellers
  • Pandora
  • Mitre 10
  • Supre
  • Pet Stock
  • Kathmandu
  • Jay Jays
  • Puma
  • Just Jeans
  • Universal Store
  • Bras N Things
  • The Athletes Foot
  • Dyson
  • Crossroads
  • Vans
  • Forever Now
  • New Balance
  • MX Store
  • Converse
  • Connor
  • Bonds
  • Rubi Shoes
  • New Balance

Does Afterpay Hurt Your Credit?

Afterpay does not hurt your credit score unless you have any chargebacks or late payments.

Missed payments and defaults can also lead to a bad credit score. While Afterpay can affect your credit negatively, it does not give you any plus points.

Yes, it can be a bummer. Even if you complete your payments in time, Afterpay will not help you get your credit score right.

To Wrap Up

It is good news for frequent Target shoppers that the store does accept Afterpay. You can get installments on an expensive item. It can help you fit a required product into your budget.

At the same time, it can be bad news that Target only allows Afterpay online. On the bright side, you can shop from the comfort of your home.

Install Afterpay on your phone and start shopping for your favorite products at Target. It might change your habit of buying items from in-stores.

Annie Rondeau
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I'm Annie Rondeau, a writer and content creator for QueryBoomer, where I specialize in providing insightful reviews about brands, stores, products, and retailers. Whether you're searching for information on the latest trends, products, or companies, my articles are the go-to resource for accurate and reliable information. I hope you find my content helpful in your quest for information about brands and products.

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