Does McDonald’s Take Discover? (How To Use It)

Yes, McDonald’s does take Discover as of 2023. They accept all the major cards, including American Express, Discover, Mastercard, and Visa. This payment method is accepted at all McDonald’s locations and drive-thrus.
However, this answer may not clear all your confusion about Discover at McDonald’s. Some of the most frequently asked questions include how and where I can use it.
Well, there’s nothing to worry about. Here’s everything you need to know about this subject. Moreover, you might also like to know about using a Discover card at Starbucks.
How to Use Discover at McDonald’s?
You can use Discover at McDonald’s by tapping it on the card reader at the checkout desk.
Using a Discover card at McDonald’s is simple. It works the same as any other card payment. Here’s how to use it:
- Go to the checkout desk or the drive-thru window.
- Tap your Discover card on the reader.
- The card reader varies depending on the location. Some may allow you to insert or swipe the card instead of tapping it.
- Wait until confirmation.
With this method, you can use almost any card to pay at McDonald’s.

Does McDonald’s Drive-Thru Take Discover?
Yes, almost all McDonald’s drive-thrus take Discover.
The fast food restaurant takes Discover in all of its locations as well as drive-thrus. Generally, the card reader is located at the window. You can swipe it when taking your order from the drive-thru.
Using the Discover card at a drive-thru is the same as using it in-store. All you need is to tap, insert, or swipe it on the card reader. And you are all set!
What McDonald’s Locations Take Discover?
Almost all McDonald’s locations take Discover cards as of 2022.
McDonald’s locations are equipped with card readers. They can accept all the popular credit and debit cards. That means you can also use your Discover card at any location of the fast-food chain.
Some locations may not allow this payment option. But you can always contact your nearest location beforehand about Discover’s availability.
Can I Link Discover to the McDonald’s App?
Yes, you can link your Discover card to the McDonald’s application to order online.
The Discover card works on the McDonald’s app, too. You can select it from the list of accepted payment methods during the checkout screen.
However, you have to add it first to the application. Here’s how to do it:
- Open your McDonald’s mobile application and navigate to Settings.
- Go to your “Account” and then to “Add Payment.”
- Select Discover and enter your account information.
- Save it as a payment method.
The McDonald’s application allows you to save Discover as a default payment option. Or, you can change it every time at the checkout screen.
Does McDonald’s Accept Credit Cards?
Yes, McDonald’s accepts all credit cards. That includes American Express, Mastercard, Visa, and Discover.
The restaurant allows all the popular credit cards. They are accepted as payment options in the fast-food chain. You can use them at all locations easily without any trouble.
However, McDonald’s only allows registered debit or credit cards. That’s the only catch. You have to use a card that is issued by a US bank.
Is It Safe To Use Discover At McDonald’s?
Yes, it is completely safe to use Discover at McDonald’s.
It is important to note that Discover cards are 100% safe. They come with robust security features.
Although the company was on the verge of being hacked in 2018, they have since improved its security level.
Now, Discover protects your data to make sure your information is not leaked with transactions.
Also, the card decrypts the data whenever you are paying with your card. That means the retailer will not get your financial information.
What Other Fast Food Accepts Discover?
Many popular fast food chains do accept Discover cards, including Red Lobster, Outback Steakhouse, Applebee’s, Olive Garden, and KFC.
The thumb rule is to look for a retailer that accepts credit or debit cards. They will also take a Discover card as a payment method.
However, Discover is not as widely popular as other card issuers, like Mastercard or Visa.
It is a good idea to contact your nearest fast-food restaurant beforehand. They can tell you whether they take this payment method or not.
What Items Can You Buy With Discover?
Discover cards can be used to buy groceries, food, beverages, clothing, and more.
Almost all popular retailers accept Discover as of yet. It has become one of the most popular card payment options.
Generally, most places that take American Express, Visa, or Mastercard will also accept Discover.
Not only is it acceptable for in-store purchases, but the Discover card can also help you shop online. It is also a suitable payment method at many gas stations. So, the possibilities are endless.
Are There Any Fees for Using Discover at McDonald’s?
Fortunately, there are no extra charges for using Discover at McDonald’s.
The popular fast-food chain does not charge you additional costs for choosing Discover. It is a huge benefit, considering the card is accepted at all McDonald’s locations.
Check out the following articles to learn about other queries regarding Discover cards:
- Does Target Take Discover Cards? Target’s Payment Options
- Using Discover at Walmart
- How to use Discover at Costco
To Wrap Up
Let’s go back to our original question. Does McDonald’s take Discover? Yes, it does. It is available at almost all locations as an accepted payment method.
You can opt for it during checkout at McDonald’s diners, application, or drive-thrus. However, some other fast-food chains may not allow it.
But that does not affect the benefits of Discover. It is a secure and quick payment option.
You can use it to buy items of almost all categories since it is available at all retailers. Happy shopping with your Discover card!

I'm Annie Rondeau, a writer and content creator for QueryBoomer, where I specialize in providing insightful reviews about brands, stores, products, and retailers. Whether you're searching for information on the latest trends, products, or companies, my articles are the go-to resource for accurate and reliable information. I hope you find my content helpful in your quest for information about brands and products.