Does Costco Take PayPal in 2023? Know How To Use

Costco is one of the biggest retail chains, with warehouses located across the country. But what makes it different than other stores?

The warehouse chain accepts a wide range of payment options. You can use cash, cards, checks, and some mobile payments. And that leads us to one of the most frequently asked questions.

Does Costco take PayPal? Let’s go through everything you need to know about this subject!

Does Costco Take PayPal?

Does Costco Take PayPal

Yes, Costco does not take PayPal directly. You can’t use it for in-store or online purchases. But, the store does allow you to use PayPal balance in different methods.

Regarding payment options, PayPal is among the most popular ones. But it is not accepted at Costco. However, customers can opt for alternative ways to use it.

You may also want to know about PayPal options at Lowe’s or whether Walgreens accepts PayPal.

But that brings us to another question. If PayPal is such a big name, why doesn’t Costco accept it? The warehouse chain does not allow all digital wallets, which helps the store save money.

Moreover, Costco has an exclusive partnership with Visa, preventing customers from using other credit cards and payment methods.

Can You Use PayPal in-store at Costco?

You can not use PayPal directly in-store at Costco. But we did find another method to use it. You can get a PayPal debit card, which works in all Costco locations.

PayPal is not an accepted payment method at Costco as of 2023. The store has its reasons not to take this option. However, it does not block PayPal completely. You can still use it via different methods.

The easiest method is to opt for a PayPal debit card. You can get it to your doorstep after applying for it. It is accepted at almost all Costco locations, as the store takes all debit cards.

How to Use PayPal at Costco?

The easiest way to use PayPal at Costco is through its debit card.

We also prefer transferring your PayPal balance to another bank account and using its card.

The first thing is to get a PayPal debit card. You can apply for it via the company’s website. Once you have the card, you can deposit funds into it. Here’s how to use it at Costco:

  • Go to the checkout terminal.
  • Inform the cashier that you will use a PayPal debit card.
  • Swipe it on the card reader.
  • Enter your PIN and follow the instructions.

The cashier will prompt you when the payment is made. Here is another way to use PayPal at Costco:

  • Go to your PayPal application.
  • Transfer the available funds to your bank account.
  • Use your bank’s Visa or debit card to pay at Costco.

You can use these two methods for shopping at Costco with PayPal.

How to Use PayPal at Costco

Check out our following blogs for other queries related to PayPal:

Does Costco Take PayPal Credit?

Unfortunately, Costco does not take PayPal credit as a payment method as of 2023. We tried this option at several of their warehouses, but it did not work.

PayPal is not listed as a valid payment method at Costco. Although you can use it indirectly, PayPal credit does not work.

The better way is to transfer this credit into your local bank account. You can then use a card to make purchases at Costco.

Can I Use PayPal on the Costco Website?

Yes, you can use PayPal on the Costco website, but not directly. You can use it via a PayPal debit card or transfer your funds into another bank account.

Costco does not accept PayPal online either. You can use it by following the methods above. Both ways can be used to shop at Costco online.

Why Use PayPal in Costco?

The biggest benefit of using the PayPal debit card in Costco is its top-notch security. We found it to be among the most secure payment methods.

Costco accepts several payment methods. So why should one opt for PayPal when it can not be used directly?

That’s because it has some benefits. The PayPal debit card is a secure option. It does not give away your financial information.

Moreover, PayPal debit card does come with exclusive offers, like cashback rewards. You can use them while shopping at Costco.

Another reason is that the card also works online. It allows you to shop from the comfort of your home.

Can I Get Cashback From Costco After Using PayPal?

Yes, you can get cash back from Costco by using the PayPal debit card as your payment method.

The cashback rewards are strictly limited to the PayPal debit card. If you use it, you can access these rewards.

However, they are not available with other methods, like transferring your PayPal funds to your bank.

PayPal debit cards offer cashback at Costco. You can access it when shopping in-store or online at the popular warehouse chain.

To Conclude

Let’s go back to our original question. Does Costco take PayPal? In short, yes. But it does not accept this payment method as one might expect. You have to take the alternative route.

You can easily get your hands on the PayPal debit card. Not only is it accepted at Costco, but in many different stores.

Plus, transferring funds is one of the fundamental operations with PayPal. You can transfer your balance to any account in seconds.

Simply put, PayPal is a good option for shopping at Costco, although not the most straightforward one.

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Hi, I'm Teresa Verner, the founder, and writer of QueryBoomer, your ultimate destination for hard-to-find answers to online stores and e-commerce site queries. I launched QueryBoomer to provide accurate and credible answers to online store-related inquiries. I hope you find my articles helpful in your search for answers about online stores and e-commerce sites.

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