Does Amazon Take Discover? (FAQs)
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There’s no doubt that Amazon is a powerhouse in online shopping. And, they have many payment options to ease their customers.
But does Amazon take Discover? The verdict seems to be split.
Let’s take a closer look at how Amazon and Discover compare.
Does Amazon Take Discover?
Yes, Amazon does accept Discover. Discover is a payment network used to make transactions both in-store and online. It is accepted at millions of locations worldwide.
You can use your Discover card to purchase items on Amazon by selecting it as your payment method at checkout.
Is a Discover Card a Good Card?
A Discover Card is not a bad option to have.
It is an excellent alternative if you’re looking for a card with low negative feedback and excellent customer service.
One of the most significant advantages of the Card is that it doesn’t charge an annual fee, unlike many other popular credit cards.
Additionally, Discover often offers cash-back rewards on purchases. It also gives purchase protection benefits that help you recover if something you buy is damaged or stolen.
What is the Max Limit on a Discover Card?
Discover Card doesn’t disclose its max limit. Some cardholders had credit limits up to $9,200.
The only thing we could find on their website was: “There is no preset spending limit on your account.”
Your credit access line is based in part on your credit history. An upgrade to higher lines of credit may require you to have held the account for at least 8 months.
So it looks like there’s no set limit as long as you have a good history with them.
You might like to know: Does Amazon Take Apple Pay
How Often Does Discover Raise Your Credit Limit?
There’s no set time frame for Discover to raise your credit limit.
They usually review 6 months after you open your account, but it could vary depending on your spending and repayment habits.
You can also request to increase your limit by calling their customer service. They’ll tell you what your current limit is and whether there are any opportunities for an increase.
Remember that it’s essential to keep track of your credit utilization ratio to maintain a healthy credit score.
Try not to use more than 30% of your total available credit at any time.
What is a Good Credit Limit?
A reasonable credit limit varies depending on your creditworthiness and financial situation.
If a person has a lot of income and very low debt, even a credit limit of $30,000+ will be okay.
However, most experts recommend having a credit limit of at least $500-$1,000. This will give you enough room to make purchases without putting yourself at too much financial risk.
Of course, the higher your credit limit, the better it is. But only if you’re confident that you can manage your finances responsibly and stick to your budget.
Where is the Discover Card Not Accepted?
Costco is one big name that doesn’t accept Discover cards. Similarly, some restaurants, especially chain ones, may not take this card.
Some franchises of Subway and Burger King are reported that they have rejected this card.
You can contact the customer service of any place to know whether they accept Discover cards or not.
Amazon accepts Discover credit cards. You can use this card to purchase anything or gift cards on their website.
Furthermore, the Discover card is considered a good one as it doesn’t come with hidden/annual charges. You can use it nationwide except at Costco and a few other stores.